“everyone to whom much is given, from him much will be required” [Luke 12:48(RAV)]

“everyone to whom much is given, from him much will be required”. Better a little well used than a lot wasted. You are more likely to get five out of five than ten out of ten so why covet the lifestyle of those who have more than you?
God gives His gifts knowing what is best for us, both as regards what we can do and what needs doing. So rather than thinking what you could do with what you wish you had, look to what the Lord has given you, seize the opportunities that come your way and put to use all you have. Note there are no exemptions for age, infirmity, accident or emergency. It is “everyone”: we are all called and honoured to serve the Lord.